The English have a saying: “Where there’s muck, there’s money,” which can certainly be true for companies providing janitorial cleaning business services for commercial and/or residential clients. But before buying a janitorial business service for sale that seems profitable, it’s good to look into six aspects of the offering to make sure the business is sound.1. Value is not in capital equipment. A seller emphasizing the amount of cleaning equipment that will be included in the sale, may be attempting to distract the prospective buyer from more important aspects of the business. It’s beneficial, when taking over a company like this, to get enough equipment–in good working order to conduct the business. But it’s important to remember that most capital assets in this kind of enterprise, with the exception of any vehicles, have a short life span and are easily replaceable.Most commercial grade vacuum cleaners and power washers can be purchased for a few hundred dollars per item. And will be useful for a matter of months, rather than years. And carrying more equipment than is needed may be an indication that the firm has lost accounts and not replaced them with new customers.2. Customer contracts also can be overrated. Written agreements with residential customers, even with commercial clients, may be reassuring to the prospective buyer of a janitorial cleaning business service. But keep in mind that such agreements can be broken or circumvented by customers who change their needs or decide they don’t like the service provider. While it’s a good sign that a company has contracts with its clients, the careful janitorial cleaning business buyer should be doubtful if a seller claims these documents mean that future business is “guaranteed.”3. Customer distribution and loyalty: For some people buying a janitorial cleaning business service it’s appealing to know there’s a major customer contributing a big chunk of the firm’s income and, consequently, reducing the need for a lot of smaller accounts to keep track of and to bill for services. But most experienced business people don’t think it’s a good idea to have all, or even most, of your eggs in one basket. There are a lot of reasons a new owner could lose the major client, including a personal relationship between that customer and the seller–a loyalty that would not be enjoyed by the buyer.When examining the customer list, it also is important to know how long each one has been serviced by the company. A two or three-year history with a retail or commercial client is ideal because it represents a long-standing relationship that’s likely to continue. The buyer is wise to ask a lot of questions about customers with the firm more than eight to ten years. Are principals of that firm ready to retire or move on? What’s the possibility of a management change with someone new in charge wanting to do things differently by using other vendors? And, of course, clients who’ve been with the firm only a few months can pose a risk because they may be among the many companies that constantly try different vendors, searching for the ideal match and the absolutely lowest price.4. Employee longevity: It’s not uncommon for a person with a background in fast foods, now interested in buying a janitorial business service, to make the mistake of discounting the importance of long-term employees. Considerable training is involved in preparing cleaning crewmembers to work quickly, thoroughly and carefully. The seller of a company with high worker turnover may want buyers to believe that competent and reliable employees are easy to find and to train. But it’s not a good sign if at least half of the cleaning staff hasn’t been with the enterprise more than a year.5. Review those receivables: While many janitorial firms are able to get customers in the habit of paying immediately after each service is completed, the buyer may find an interesting acquisition target that receives many payments later, after sending out invoices. That’s particularly the case with a company serving commercial accounts. The critical factor here is to examine the receivables ledgers to make sure most invoices are paid within 30 days of service.If the company for sale is carrying customers any longer, the buyer will notice the receivables total exceeds the monthly revenue figure. And it’s likely that some of those debts are uncollectible. A large receivables sum may not be a problem with some service companies but it should raise the red flag of caution when reviewing a janitorial service for sale.6. Financing available: With purchase money difficult to borrow in the current environment, the entrepreneur interested in buying a janitorial service should be encouraged by an offering that includes seller financing. Not only does this feature make the purchase easier, it demonstrates the seller’s faith in the company’s continued success.A bonus for buyers of either starting a janitorial business or buying a janitorial cleaning business company, or any business opportunity for sale, is pre-approval for an SBA-backed loan to assist in the purchase. Considering that many small business lenders are reluctant to help buyers and sellers complete their transactions, a small or mid-sized business offering that includes a commitment for bank assistance is a particularly appealing opportunity.For an entrepreneur interested in acquiring his or her own enterprise, buying a janitorial business for sale can be a smart move. It’s important, however, to consider these six factors when reviewing potential business opportunities in this industry.Looking to buy a janitorial business? See the entire list of California janitorial service businesses for sale in the marketplace at this time.
Most tourists spend less in Thailand’s capital city. They find the pollution and traffic extremely wearing so they opted for places that will take them off from the busy streets of Bangkok. Although they don’t miss to visit the Grand Palace Compound, the National Museum and of course the massive Chatuchak weekend market. Here are some of Thailand’s main tourist attractions and activities.The wonderful BeachesThailand’s beaches are among the best in the whole world. From the most expensive and most developed resorts to a budget oriented resorts, all of this you will find in Thailand. Some of the most expensive resorts are in Phuket or Ko Samui while those that offer less expensive accommodation but certainly have the same quality of beaches are in Ko Pha Ngan, Ko Tao and Ko Lanta.KanchanaburiThe town is situated in the banks of River Kwai. Much of the World War II stories happens here and there are still plenty of World War II sights in the town as well as other outdoor activities like trekking, rafting and many more. Available are some appealing raft house accommodation.Trekking AdventuresThey call it “hill-tribe treks” which centers on the ethnic-minority tribes that you walk to. These tribes are linked by tracks so that the hiking is not hard. The hiking usually last two to four days and highlights nights in the villages, ride on elephants and river propelling. Its main trekking centers are the cities of Chiang Mai and Chiang Rai.Buddhist Temples There are lots of Buddhist temples in Thailand that tourist can visit. One of their most important temple is the temple of the Emerald Buddha where image of a Buddha made of Emerald is kept. Visitors will certainly learn about the national religion of Thailand. Each of these temples has its story to tell.There is still a lot more to see and to do in Thailand that you won’t be able to see all of it in just one vacation. You’ll probably have to come back again and explore all the other stunning places that Thailand has to offer. Other tourist attractions and activities include visits to their National Parks like the Khao Sok National Park, the ruined former capitals of Sukhothai and Ayyutthaya.Experience their famous Thai massage, Visit the small towns of Mae Hong Soon Loop, Sang Khom and Pai. And of course not to miss out the fun and party in the full moon beach party in Ko Pha Ngan. This party certainly attracts a large number of tourists.No one can beat nightlife in Thailand. A lot of entertainment sites are open until dawn for parties. Lots of famous entertainers, DJ’s and high quality musicians perform night after night in their night clubs on most popular places all over the country. Visitors will surely get entertained wherever they are in Thailand.Indeed Thailand has many things to offer to their tourists. So make sure to include Thailand to your list of countries to visit in Asia. Popularly known as “The Land of Smile”, Thailand is becoming one of the leading destination for tourists around the world.
The Vsmile educational game system is an extremely interactive and educational fun and learning system developed by Vtech to cater kids and children ages 3 to 9 years old. The whole gaming package comes with a console that is the game controller and ROM cartridges, also being referred to as “smartriges” by many. Smartriges are commonly referred to as vsmile games – they are removable cartridges one inserts on the console that contains specific games for children to play. Smartriges are also said to be a good innovation in the gaming history because they are in their nature, robust and damage resistant. Many home video game systems utilized the cartridge based system and this was the predecessor of the CD based game systems that are widely used today. However, for kids, the vsmile educational game system is really practical because they are said to be durable and tough to last for a couple of years if they are properly maintained.Now that everything has become mobile these days, vtech also released a variant of the vsmile education game console – that is, in the form of vsmile handheld versions. Now you can virtually go out on a trip and play with your favorite games using this mobile game system. A wide variety of gaming consoles have been designed and they are sometimes classified according to gender: there are blue colored ones for boys and the pink ones are for the girls. Vtech also incorporated different themes for these kids’ enhanced gaming experience – as you may have notice, vsmile games have wide array of games to choose from based on thematic concepts and cartoon characters – to name a few, Scooby Doo, Bob the Builder, The Wiggles, Cars, Ratatouille, Kung Fu Panda, Little Red Riding Hood, Spongebob Squarepants and a whole lot more.Myriad options for Smartriges or vsmile games are licensed from different trademarks and sometimes that nature of each vsmile game is dependent on its theme. So your kid will never be bored because he or she can change smartriges every now and then to explore more games. Smartriges are also classified further according to age appropriate games that would be best suited to different age groups: the beginner’s group (ages 3-5), junior thinkers (4-6), masterminds (6-8) and advanced (6-9). The age group obviously overlaps to show that some kids are likely to enjoy one after the other, or at the same time.Other parents would think that vsmile educational games systems are just pure entertainment for children. But the truth is they are intentionally designed to be highly interactive so that kids will learn a lot from them. This is the toy company’s version of “active interactive learning” through an action based gameplay.
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Banks generally offer lower interest rates than alternative lenders. However, many have strict lending requirements that leave some borrowers without traditional loan options. Thus, there is a market for alternative loans, as borrowers have to get money from somewhere.Alternative loans include car title loans, payday loans and personal loans from friends and family. Let’s compare these types of loans.PracticalityWhen shopping around for a loan, it may seem best to go with a loan from a friend or family member. If you have someone that you fully trust that is willing to lend you money, this may just be the way to go. Still, this is a risky venture for several reasons.First, consider what will happen if your friend or family member refuses your offer. Will this person be offended that you even asked? Will you be upset that he or she won’t give you a loan?Second, consider what will happen if either you or the lender fails to meet a provision of your agreement. For example, what if your friend decides to back out of part or all of the loan. Will your friendship be strained?Doing business with family and close friends can be very beneficial, but it also can damage or ruin a relationship. With this in mind, it may only be best to seek a loan from a friend or family member if there is an unbreakable trust.Note that with a pawn loan, you’ll have to transport an item to the pawn shop. This could be a hassle if you are pawning a large item.Payday loans and car title loans typically just require documents, making them among the most practical to obtain of the various types of alternative loans.Interest RatesInterest rates on loans from family and friends will almost always be lower than those on other alternative loans. However, keep in mind that you will risk your entire relationship with such a person.Interest rates on payday loans are very high. To illustrate this, the typical annual interest rate on payday loans in Missouri is 445 percent.On pawn loans, the rates are a bit lower. For example, Texas law allows for a maximum of 240 percent in annual interest charges.Car title loans are in the middle with an average annual interest rate of approximately 300 percent.Note that you’ll find a wide range of interest rates for all of the mentioned loan types, so you can get a much lower rate that mentioned by shopping around. For example, some car title lenders offer rates at half of the mentioned interest rate, which would save you a lot of money when compared to average lenders.RisksAny type of loan carries risks.With a loan from a friend or family member, you will risk damaging the relationship. Also, if you do not pay the loan back properly, the issue could ultimately end up in court.With a payday loan, you also run the risk of being taken to court. If a judgment is awarded in favor of the lender, you could end up having your wages garnished, a lien against your assets or some other type of problematic financial situation. Borrowers of such loans default 10 to 20 percent of the time.Pawn loans involve the risk of total loss of the relevant asset. For example, if you pawn your television and do not pay the loan back, the pawn shop will keep it and eventually sell it. Approximately 20 percent of pawned items are not returned, based on information from the National Pawnbrokers Association.Car title loans involve a risk to the borrower’s vehicle. If the loan is not repaid, the vehicle may be repossessed. This happens 4 to 8 percent of the time, making such loans less risky than payday loans and pawn loans.ConclusionOf the various types of alternative loans, a personal loan from a friend or family member will usually be the cheapest. However, this method of borrowing can be very awkward and strain a relationship.As for the other mentioned loan types, payday loans and car title loans usually require the least effort to obtain. Car title loans usually have lower interest rates, giving them an edge over payday loans.Whichever loan type you choose, be sure to pay it off on time. By doing so, you’ll borrow the money you need without any problems on the back end.
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